Wedding Insurance

One of the first prices of advice I give to my couples is, make sure you get Wedding Insurance.

I have first hand witnessed heartbreak when a the Bride caught flu and spent her entire Wedding day very poorly in her room.

It is insane that we ensure cars, Houses, Phones but one of the biggest purchases and special days of our lives, couples choose not to insure. This is me urging you to consider it at the very least.

What is it?

Wedding insurance helps cover the cost of vendor mishaps, damages, or injuries that could occur on your wedding day, in addition to the cancelation or postponement of the event. Think of wedding insurance like car or homeowner insurance, but for the costs of your wedding.

It is protecting you against the unexpected.

What is covered?

Most wedding insurance policies are split into two groups: liability and cancellation or postponement.

Liability insurance covers damages to the venue and injury or illness that occurs at the wedding.

Cancellation/ postponement insurance covers the costs if the wedding is cancelled or postponed due to extreme weather, illness or injury of a key member of the wedding, or other forces beyond your control. In addition to covering your deposits or the entire cost of canceling your wedding, cancelation policies can also help cover the costs to reschedule the event, such as finding a new venue or re organising suppliers.

Some wedding insurance will cover your rings and such so if this is something you would want to be covered it’s worth shipping around.

There are normal various different levels of cover, John Lewis and Debenhams offer very good policies.

What is not covered?

Things I have found that are generally not conveyed are:

- You change your mind - Cant afford to go ahead - Damage to wedding attire due to cleaning - Theft